Welcome, USG retirees!

Effective January 1, 2027, pre-65 Medicare-enrolled retirees and pre-65 Medicare-enrolled dependents currently covered under USG's retiree healthcare plan will transition to individual Medicare plan options available through Alight Retiree Health Solutions.

This change applies to pre-65 retirees or covered dependents currently enrolled in Medicare through Social Security Disability Insurance (SSDI).

Alight provides education, tools, and access to licensed Benefits Advisors who can explain available Medicare coverage options and answer your questions. Their role is to support you as you review and select coverage based on your individual needs.

USG is making this change to provide a consistent benefit for all retirees enrolled in Medicare.

Your coverage options

Your USG retiree health care coverage through the active employee health plans will end December 31, 2026. After this date, coverage will be available through individual Medicare plans available through Alight, and your USG retiree benefit will be a contribution to a Health Reimbursement Account (HRA), which you can use to reimburse yourself for premiums and or other out-of-pocket costs.

Key dates to remember

• October 1, 2026–February 28, 2027: Special enrollment period
• December 31, 2026: Last day to enroll in coverage that begins January 1, 2027
• March 1 and later: You may enroll in or change plans only if you qualify for a special enrollment period

What Alight offers

Through Alight, you can:

• Explore a broad range of Medicare plan options
• Access educational resources to better understand Medicare
• Speak one-on-one with a licensed Benefits Advisor at no cost to you

You only pay premiums for the coverage you choose.

What to expect

In October you’ll receive information about a prescheduled appointment with an Alight licensed Benefits Advisor. During this call, the advisor can:

• Explain available Medicare plan options
• Answer your questions
• Review how different plans may work for you

Important: You must confirm or reschedule your appointment, or it will be cancelled.
To confirm or reschedule:

• Log in to retiree.alight.com/USG, or
• Call 1-866-212-5052 (TTY 711)

Please do so at least 5 days before your appointment.

Preparing for your appointment

Taking these steps in advance can help make your appointment more efficient:

Enroll in Original Medicare Parts A & B
You should be automatically enrolled in Original Medicare Parts A & B if you’re already receiving Social Security benefits. If you delayed Social Security beyond age 65 because you are still actively employed, you likely were not automatically enrolled.

If you’re not already enrolled in Medicare Parts A & B, be sure to enroll as soon as possible to avoid a lapse in coverage. You can do this through Social Security. Have your Medicare number as well as your Medicare plan's effective dates handy during the appointment so we can verify your coverage.

Have these ready for your appointment

• A list of your prescription drugs and dosages
• The name of your preferred pharmacy
• The names of your doctors and other health care providers
• Your Social Security number and Medicare ID card
• Something to take notes with

Activate your Alight account

Watch for your Alight ID number by mail. Once received, you can:

1. Activate your account
2. Add preferred doctors and care providers
3. Enter prescription drug and preferred pharmacy details
4. Review and save plan options

Prepare questions, invite a guest
Write down questions you’d like to discuss. You may invite a spouse, caregiver, trusted friend, or family member to join your appointment. Let Alight know when confirming.