Three months before you turn 65, you can enroll in Original Medicare Parts A and B through Social Security. Original Medicare helps pay for hospital stays and doctor’s visits, but it doesn’t cover everything. That’s why many people buy additional Medicare insurance.
That’s where Alight comes in. Through Alight, you can shop for Medicare plans and get personalized, unbiased guidance, making sure you find the best plan to meet your needs.
Types of Plans
There are three main types of Medicare plans: Medicare Advantage, Medicare Supplement, and prescription drug plans.
Medicare Advantage
Also known as Part C, Medicare Advantage plans cover the same services as Original Medicare Parts A and B and often includes prescription drug coverage. Some plans offer additional benefits like dental, vision and hearing care. These plans can be a good value if you’re looking for all-in-one medical and drug coverage with low or $0 premiums.
Watch: Is Medicare Advantage right for you?
Medicare Supplement
Sometimes called Medigap, Medicare Supplement plans help pay some of the out-of-pockets costs that aren’t covered by Original Medicare, like copays, coinsurance and deductibles. With this option, most people buy two separate plans — a Medicare Supplement plan for medical expenses and a prescription drug plan for medications.
Watch: All About Medicare Supplement
Prescription drug plan
Having a prescription drug plan (also called Part D) provides protection against high drug costs. You can add a prescription drug plan to your Original Medicare plan or combine it with a Medicare Supplement plan.
Watch: Make sure your prescription drugs are covered
Shop and Enroll
When you're ready to shop for a plan, Alight's plan recommendation tool can help you quickly sort through a wide range of options. You can also compare coverage, cost and enroll online.
You can learn more about Medicare and the types of plans available in Alight’s Medicare guide.